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How do I avoid my kids being taxed at 66%?
Children are taxed at a much higher rate than adults, but this won’t apply to their own earnings.
- by Noel Whittaker
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Financial security or following my passions – can I have both?
Many people working in creative careers can feel like the world of finance is foreign to them. But it doesn’t have to be.
- by Paridhi Jain
Opinion
Opinion
I’m getting old and my SMSF has become a burden. What should I do?
For most, there comes a time in later life where the costs in time and accounting fees of a self-managed super fund outweigh the benefits.
- by Paul Benson
Opinion
Opinion
Will I regret never buying a house and just investing instead?
On the numbers, there’s seemingly an easy answer to your question. But can you really place a value on a roof over your head?
- by Paul Benson
Opinion
Opinion
I have $1.9m in my pension account. Can I add in more to save on tax?
While adding to your super once it hits the cap isn’t possible, your savings can still grow through the power of compound interest.
- by Noel Whittaker
Opinion
Opinion
I’m successful and well-off. Can I access my super early?
There’s no way to exclude yourself from the age pension to access super early. But there are ways to plan, so your finances don’t rely on your super.
- by Paul Benson
Opinion
Opinion
What’s the best way to invest half-a-million dollars in international shares?
Investing in international shares can sometimes be a headache, so it’s worth considering options closer to home.
- by Noel Whittaker
Opinion
Opinion
We can barely afford the mortgage, should we sell our investment property?
Knowing when to sell up from an investment property that’s costing you too much can be a difficult decision.
- by Paul Benson
Opinion
Opinion
I’m retired and working as an Uber driver. Do I need to log my hours?
Keeping your affairs tax compliant can be a tangle, especially once you’re retired.
- by Noel Whittaker
Opinion
Opinion
When my kids inherit my shares, how much tax will they have to pay?
If your kids are likely to be paying a meaningful amount of tax, it may be advantageous for you to rebalance your portfolio.
- by Paul Benson
Opinion
Opinion
We’re done with travel, should we shift our super into pension mode?
Shifting your super from accumulation mode to pension mode can have tax benefits, but you’ll be forced to withdraw some each year.
- by Noel Whittaker